Privacy Policy

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Name
• Address
• Email
• Phone Number
• Social Security number
• Account balances
• Overdraft history
• Credit card or other debt
• Account Numbers
• Payment History
• Mobile Device Location
• Wire transfer information

When you are no longer our customer , we continue to share your information as described in this notice.

How?

All financial companies need to share customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Bank of 1889 chooses to share; and whether you can limit this sharing.

App Location Services

If you have enabled location services on your phone and agree to  the collection of your location when prompted by the Services, We will collect location data when you use the Services even when the app is closed or not in use, for example, to provide our fraud detection services. If you do not want us to collect this information, you may decline the collection of your location when prompeted or adjust the location services settings on your device.

Links to other Sites

The App may contain links to third party websites. When your click on a link to any other website or location, you will leave the App and go to another site and another entity may collect personal and/or anonymous information from you. The App's provision of a link to any other website or location is fo your convenience and does not signify our endorsement of such other website or location or it's content. We have no control over, do not review, and cannot be responsible for, these outside websites or their content. Please be aware that the terms of this Privacy Policy do not apply to these outside websites. we encourage you to read the privacy policy of every website you visit. 

Your choices regarding your Information

You have several choices regading use of information on the Services.

• How We Respond to Do Not Track Signals. Some web browsers transmit "do not track" signals to the websites and other online services with which your web browser communicates. There is curently no standard that governs what, if anything, websites should do when they receive these signals. We currently do not take action in the response to these signals. If and when a standard is established, we may revise it's policy on responding to these signals.

• Access, Update or Correct Your Information. You can access, update or correct your information by changing preferences in your account. For additional requests, please contact us.

• Opting Out of Email or SMS Communications. If you have signed-up to receive our email marketing communications, you can unsubscribe anytime by clicking the "unsubscribe" link included at the bottom of the email or otherelectronic communication. Alternatively, you can opt out of receiving marketing communicaitons by contacting us at the contact information under "Contact Us" below. If you provide your phone number through the Services, we may send you notifications by SMS, such as provide a fraud alert. You may opt out of SMS communications by unlinking your mobile phone number through the Services.

• Opting out of Location Tracking. If you initially consented to the collection of geo-location information through the Services, you can subsequently stop the collection of this information at anytime by changing the preferences on your mobile device. Please note, however, that if you withdraw consent to our collection of location information, you may no longer be able touse some features of the App.