Loans

Bank of 1889 strives to ascertain and meet the credit needs of individuals and businesses in our market areas. We offer a variety of loans, each tailored to meet your special needs.

Real Estate Loans

  • Commercial real estate loans involving real estate used for business purposes
  • Agriculture real estate loans involving real estate used for agricultural business purposes
  • Home improvement loans to help finance home additions and remodeling projects
  • Residential loans for 1 to 4 dwelling units; fixed rates and variable rates available
  • Home Equity Lines of Credit (HELOC)
  • Loans for land purchases, land improvements, reforestations, and timber harvesting

Consumer Loans

  • Consumer Loans for cars, trucks, boats, and the like
  • Consumer loans for farm equipment
  • Lines of credit
  • And personal loans to cover everything else

Commercial Loans

  • Commercial loans for all variety of business operation expenses
  • Small Business Loans to help start-up businesses build a strong financial foundation
  • Commercial Real Estate loans involving real estate used for business purposes.
  • Commercial lines of credit