CD and IRA's

CD Options

All CD's are a minimum of $500 to open.

Online Banking and Touch Tone Banking are available for our CD's.

Please contact customer support or visit one of our local branches for interest rates.

*Interest Rates and Annual Percent Yield (APY) are current as of 07/23/25 but rates are subject to change overtime, call bank to verify rates.

*A penalty may be imposed for early withdrawal.

IRA

Features and Information:

• Minimum to open: $500*
• IRA CD balance of $500 or more currently earns 3.022% APY for 12 month term
• IRA CD balance of $500 or more currently earns 2.769% APY for 24 month term
• If IRA balance is below $500, earns interest of regular savings account (currently 0.1% APY)
• Interest is accrued daily at current rate.
• FREE Online Banking and Touch Tone Banking available

If you would like more information about our IRA's, please contact a customer service representative.

*Some restrictions apply. See a customer service representative for more information.

*Interest Rates & Annual Percent Yield (APY) subject to change without notice.

*A penalty may be imposed for early withdrawal.